When you refinance your Auto/Truck loan from another lender:

Get up to $400


and get a low Annual Percentage Rate (APR) when you finance with Florida Credit Union:

as low as 2.85% for up to 75 months


Benefit from the wide variety of terms offered at Florida Credit Union. Plus, take advantage of our option to have no payments for 90 days3. Save with our competitive rates and enjoy friendly service that you can count on!

Don't wait! Get started today by visiting your local branch, giving us a call at (800) 284-1144, or applying at the link below. 

Apply Now

Subject to credit approval. 1. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount 2. Rate quoted is based on a 75-month auto loan of $30,000 with an interest rate of 2.74%, a 2.849% APR (APR = Annual Percentage Rate), a $437.10 payment, a $2,785.10 finance charge and a 100% loan-to-value (LTV); $0 down. Your rate will be determined by your credit rating, loan term, and year and mileage of the automobile. Vehicle must be 2019 or newer for this rate. This discount promotion cannot be combined with other Florida Credit Union promotions. Rate does not include finance charges. $100 loan processing fee. Rates effective as of 7/14/2021. Minimum APR 2.49%. Maximum APR 17.9%. Minimum loan amount $5,000. Maximum loan amount $50,000. 3. Rate quoted is based on a 180-month RV or Boat loan of $50,000 with an interest rate of 4.49%, a 4.521% APR (APR = Annual Percentage Rate), a $383.01 payment, a $18,941.02 finance charge and a 100% loan-to-value (LTV); $0 down. Your rate will be determined by your credit rating, loan term, and year of the recreational vehicle. Boat/RV must be 2019 or newer for this rate. Rate does not include finance charges. $100 loan processing fee. Rates effective as of 7/14/2021. Minimum APR 4.50%. Maximum APR 17.9%. Minimum loan amount $10,000 for this rate.