Own your financial goals and your credit union!

When you become a member of Florida Credit Union, you receive all of the big-bank offerings, but with hometown service. We offer a range of products and services to fit your lifestyle and banking needs, including:

  • Free membership – no fee to join
  • Free checking accounts with no minimum balance and no monthly maintenance fee
  • Easy online & mobile banking with Florida Credit Union's convenient banking technology: FCU Anywhere
  • Low-rate credit cards
  • Low interest personal, auto, and home loans
  • And more!

Why FCU?

Anytime, Anywhere Access

Florida Credit Union's online and mobile banking technology, FCU Anywhere, allows you to access your money on the go. Take advantage of our suite of digital tools to help you track your funds, transfer money, set goals, and stay organized. Plus you have access to free Presto Network ATMs at any Publix location.

We're Established

Florida Credit Union has served members in north and central Florida for more than 65 years. We have come a long way in six decades – we currently serve over 120,000 members.

You are a Priority
Florida Credit Union is owned by our members, not stockholders. This means our profits are returned to you in the form of better rates, updated technology, lower rates on our loans and higher rates on savings products.

Unwavering Community Commitment

"Member owned. Community proud"  is more than a tagline for us. In fact, in 2020, Florida Credit Union was recognized as the Business of the Year for Community Involvement at the Gainesville Chamber of Commerce 2020 Business Awards. Florida Credit Union organized drive up appreciation events for teachers, provided computers for underserved students, provided meals for front line emergency works, provided PPE supplies for schools, and found other creative ways to connect and support the community throughout the pandemic.  

Get Started with Florida Credit Union

To be eligible for membership, you need to work or reside in one of the 45 counties Florida Credit Union serves.

Become a Member


Florida Credit Union's 11 locations & 45 county service area:

FCU Locations