As a homeowner, you're in a great position to use the hard-earned value from the equity you've established.

If you could use some additional funds, a HELOC (home equity line of credit) may be a good option for you. This revolving line of credit allows you to apply for only one loan, yet experience the flexibility to borrow again and again. You pay interest only on the amount borrowed. In addition, enjoy purchasing convenience when linking your HELOC to a Visa® credit card!

For a limited time only, receive:
0.99% APR for the first 6 months

Afterwards, rates as low as: 3.75% APR
$5,000 min and $200,000 max

Plus, NO closing costs with a loan of $10,000 or more!*

On top of a great rate, take advantage of:

  • No closing costs for loans $10,000+
  • Up to 100% financing
  • Average closing time is in 10 days or less!

Apply Now

Access our helpful home equity calculators here.



*Your rate may be higher based on your credit worthiness and property valuation. Subject to credit approval. No closing costs with $10,000 minimum loan amount. APR = Annual Percentage Rate. Rate quoted is as of 6/1/2020 and based on a HELOC with a 10-year draw period, 20-year repayment period. The HELOC rate is a variable rate and is based on Wall Street Journal Prime plus .50. Minimum APR 3.75% - Maximum APR 12.00%. Minimum loan amount $5,000 - Maximum loan amount $200,000. For example, a $25,000 10-year Home Equity Line of Credit with a 3.75% rate and an 80% Loan-to- Value (LTV) will have an APR of 3.750%, 120 payments of $250.15; total finance charges of $5,018.37 for a total payment of $30,018.37. Your rate may be higher based on your credit worthiness and property valuation. Rates will be no less than Florida Credit Union’s minimum interest rate. This discount promotion cannot be combined with other Florida Credit Union promotions. Offer good for a limited time.