We make obtaining auto loans and auto refinancing an easy road to travel. Take advantage of our option to have no payments for 90 days*. With competitive rates and friendly service that you can count on, we’ll get you behind the wheel with a smile. 

Also, we offer FREE auto advisor services! Learn how to save money, get the right car at the right price, and negotiating tips that will make a big difference in high-pressure situations like car buying.

We're here for you, at every step and at every one of life's milestones along the way. 


Auto Loan Options from FCU

A full offering of services, with a wide variety of terms and low rates suited just for you:

  • New vehicle loans
  • Used car loans
  • Motorcycle loans
  • RV and boat loans
  • Auto advisor services

Don't wait! Get started today by visiting your local branch, giving us a call at (800) 284-1144, or applying at the link below. 


*Payment may be deferred for the first 90 days, interest accrues from inception. Existing Florida Credit Union auto loans are not eligible for refinancing. Grant of loan is conditioned upon you satisfying any applicable criteria bearing on your creditworthiness, including your name, source of income, ability to provide collateral for this loan, and any other information provided on your application. Approval may require being at your current employer for a minimum of 12 months. Your rate will be determined by your credit rating, loan term, and year and mileage of the automobile. Rates will be no less than Florida Credit Union’s minimum interest rate. Actual savings on your loan depends on the difference in the rate of your current loan contract and our offer rate. $100 loan processing fee. Minimum APR 3.50%. Maximum APR 17.9%. Rates effective November 1, 2019. Minimum loan amount $5,000. Maximum loan amount $50,000. Loan term can be no longer than 72 months.