Now thru March 31, get a rate as low as
2.49% APR for up to 75 months!1

$400 Rebate

We make obtaining auto loans and auto refinancing an easy road to travel. Take advantage of our option to have no payments for 90 days3. With competitive rates and friendly service that you can count on, we’ll get you behind the wheel with a smile. 

Also, we offer FREE auto advisor services! Learn how to save money, get the right car at the right price, and negotiating tips that will make a big difference in high-pressure situations like car buying.

We're here for you, at every step and at every one of life's milestones along the way. 

Auto Loan Options from FCU

A full offering of services, with a wide variety of terms and low rates suited just for you:

  • New vehicle loans
  • Used car loans
  • Motorcycle loans
  • RV and boat loans
  • Auto advisor services

Don't wait! Get started today by visiting your local branch, giving us a call at (800) 284-1144, or applying at the link below. 

Apply Now

Subject to credit approval. 1. Rate quoted is based on a 75-month auto loan of $20,000 with a rate of 2.49%, a 2.653% APR (APR = Annual Percentage Rate), a $289.67 payment, a $1,725.39 finance charge and a 100% loan-to-value (LTV); $0 down. Your rate will be determined by your credit rating, loan term, and year and mileage of the automobile. Vehicle must be 2019 or newer for this rate. This discount promotion cannot be combined with other Florida Credit Union promotions. Rate does not include finance charges. $100 loan processing fee. Rates effective 1/1/2021 – 3/31/2021. Minimum APR 2.7%. Maximum APR 17.9%. Minimum loan amount $5,000. Maximum loan amount $50,000. 2. Existing FCU auto loans are not eligible for refinancing. Rebate based upon total loan amount. 3. Payments may be deferred for the first 90 days; interest accrues from inception.