When you refinance your Auto/RV/Boat loan from another lender:

 

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and get a low Annual Percentage Rate (APR) when you finance with Florida Credit Union:

  • 2.85% for up to 75 months2 on Autos/Trucks

  • 4.53% for up to 180 months3 on RV/Boat loans

We make obtaining auto loans and auto refinancing an easy road to travel with a wide variety of terms. Take advantage of our option to have no payments for 90 days4 for auto/truck loans. With competitive rates and friendly service that you can count on, we’ll get you behind the wheel with a smile. 

Also, we offer FREE auto buying services! Shop and price match from the comfort of your home when you use Florida Credit Union's Online Car Buying Service, powered by TrueCar, to purchase a new or used vehicle.

 

Don't wait! Get started today by visiting your local branch, giving us a call at (800) 284-1144, or applying at the link below. 

Apply Now

Subject to credit approval. 1. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount 2. Rate quoted is based on a 75-month auto loan of $30,000 with an interest rate of 2.74%, a 2.849% APR (APR = Annual Percentage Rate), a $437.10 payment, a $2,785.10 finance charge and a 100% loan-to-value (LTV); $0 down. Your rate will be determined by your credit rating, loan term, and year and mileage of the automobile. Vehicle must be 2020 or newer for this rate. This discount promotion cannot be combined with other Florida Credit Union promotions. $100 loan processing fee. Rates effective as of 1/1/2022. Minimum APR 2.49%. Maximum APR 17.9%. Minimum loan amount $5,000. Maximum loan amount $50,000. 3. Rate quoted is based on a 180-month RV or Boat loan of $50,000 with an interest rate of 4.49%, a 4.521% APR (APR = Annual Percentage Rate), a $383.01 payment, a $18,941.02 finance charge and a 100% loan-to-value (LTV); $0 down. Your rate will be determined by your credit rating, loan term, and year of the recreational vehicle. Boat/RV must be 2020 or newer for this rate. $100 loan processing fee. Rates effective as of 1/1/2022. Minimum APR 4.50%. Maximum APR 17.9%. Minimum loan amount $10,000 for this rate. 4. Offer for auto and truck loans only. Payments may be deferred for the first 90 days; interest accrues from inception.